budget

budget
Financial Management

One Financial Guru In A Relationship

Is it actually better to only have one person handle all of the finances in a relationship? That was a conversation I heard today where one couple found it ideal to have one person dedicated to managing the family budget. In this case the husband mentioned that he just makes the money and lets his

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Financial Management

Credit Card Discipline

I was talking to a person who mentioned that he couldn’t buy a product until he got paid later in the week. The item was semi needed and wasn’t much at all. So my first response was why not use the credit card? He was saying that he purposely made his credit card to have

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General Thoughts and Fun Topics

Feeling The Need To Match Gift Value

Christmas is a few days away and many people I know simply give presents ahead of time without even wrapping it. Even for myself I have already received many gifts. The bad thing about this I thought is that I now know what the price value of the gift they got me was. Therefore, knowing

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Financial Management

Will Always Be Another Sale

I was telling a person yesterday that I saw a very good price for a laser printer as he was in the market for one. However, one drawback was that he was spending enough money on other things already where it seemed like he would be going a bit overboard. His comment was interesting as

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Financial Management

Would You Avoid Tips to Prevent Over Spending

Interesting comment I heard today I thought. Basically, while giving people tips is a pretty common thing to do for various services, one person was saying how he couldn’t believe that people still gave tips even if it meant that they were going over budget for the purchases. Hence, they are hurting themselves financially. I

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Financial Management

Being Exquisite For Memories When You Can’t Afford It

I was reading this story today about a person who has recently proposed to his girlfriend for marriage. Of course, congratulations are in the air and the person did all of the traditional steps in proposing. The amazing thing was that the person is currently unemployed with no form of an income and yet I

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