Financial Management
Financial Management

Seeing Year End Annual Fees All At Once Benefit

This is around the time a lot of people would be preparing for some Black Friday shopping in an effort to get gifts for others or oneself and hugely discounted price. While I am keeping an eye out for deals, one thing that has definitely arrived again are the annual renewal notices from various companies […]

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Financial Management

Being Afraid To Track Your Spending For Accountability

Many times when I talk to people about purchasing items that may be over the $1000 range they instantly squirm and mention no average person can ever afford anything like that in the year as it is simply too much money. While that is a lot to spend at once my immediate reaction is to […]

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Financial Management

Paying Off Large Credit Card Charges Immediately

While for myself I have always had the habit of fully paying the credit card this month I have been making a ton of purchases because of the holidays. While that isn’t an issue as I always only charge what I can actually afford I usually just pay everything off at the end of the […]

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Financial Management

Ways To Break Out of A Money Spending Spree Mode

Usually when I shop for big things that I need I tend to wait for big sales. In many cases that is during sales events. Throughout the whole year I didn’t really buy one big ticket item yet in the past week I found myself spending so much money. For example, buying electronics and kitchen […]

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Financial Management

Knowing you Can Fix Your Financial Situation By Changing Habits

Today I was having a conversation with a person who was saying how he pretty much has a lifestyle of debt where the credit card bill remains unpaid fully to the point where he is paying a lot of interest. At first he was saying how that’s just simply how it is due to life. […]

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Financial Management

Added Expense of Forgetting to Renew Services Manually

It’s November already and today I was kind of surprised as when I went to take the public transit and swiped my card I noticed that it deducted funds from it. That was odd as I had a monthly pass which gives you unlimited travel. However, I quickly realized that I forgot to get a […]

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