Financial Management

Financial Management
Financial Management

Trading Monthly Bill Payments To Reduce Debt Interest

This was such a fascinating scenario I was told on how someone was able to become debt free. Essentially, he had a lot of borrowed money which incurs a pretty high interest rate. He makes significant payments to it each month as well, but the interest rate really adds up. He apparently switched bill payments

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Financial Management

New Years 2023 And Celebration Spending

Happy new year everyone. I’m sure most people are celebrating the day either with people they know or participating in some kind event. One thing that made me think today is how I heard conversations of people who don’t normally spend a lot money feeling that they have to such as dining out at a

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Financial Management

Holiday Clearance At Different Stores of The Same Company

It’s almost the end of the year and from what I noticed a lot of stores are still trying to clear out their Christmas stock. Especially when it comes to chocolate. That means there are a lot of clearance sales everywhere. What I found funny was how the same companies could have dramatically different clearance

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Financial Management

Frequent Credit Card Bill Checking Versus Monthly

This got me thinking today as a person was expressing how they thought they were overbilled for some services in which they proceeded to contact the company to correct. The interesting thing was how the charge was actually almost a month old. The main reason why they didn’t pick up on it sooner is because

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Financial Management

Learning To Make Things Work Without Spending More

The other day I got a phone call from a person who was having issues exporting their video files as the final video seemed to always produce these odd lag moments as if you are watching a video that is jumpy because of a bad connection. Based on some quick analysis I concluded that it

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Financial Management

Planning Around Discounted Transit Fees

Recently I have been taking the public transit a lot in areas that stretch across multiple zoning fares. Therefore, the trip can be more expensive. Sometimes what I do actually to save money with time permitting is I actually get off at stations just before the zone change and then walk to my destination which

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