financial discipline

financial discipline
Financial Management

Spending Before You Get Paid

The other day I was talking to a person who had to work some extreme overtime on his job. As a result, he was expecting some massive overtime pay which indeed was pretty substantial. The interesting thing I thought was that he pretty much already spent the funds in anticipation of receiving it by making

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Financial Management

Having A Child Recognize Monetary Value

It’s no surprise here that there is currently a teacher’s strike were as a result every child is out of school. As a result, today I spent some time with my nephew as a form of “babysitting.” Funny enough, I find that I have an easier time communicating and getting him to listen as opposed

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Financial Management

Waiting For A Tax Return To Pay Off Debt

This was a little surprising to me the other day where a person was telling me how on their credit card the maximum limit is $500 and it has been that amount for years. My initial assumption was with that amount credit it must be easy to manage and not overspend. I was wrong apparently

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Financial Management

Practicing To Be Responsible With Your Own Credit Card Usage

I was with another person while doing some shopping the other day and was at first so shocked that he took out a $100 bill to buy like a $10 item. The funny thing was I wasn’t so shocked at the fact that a $100 bill was used but instead was wondering why he didn’t

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