This was an interesting talk in regards to using AI for advice when it comes to personal finance. To me it sounds like a good thing where if people are actively trying to better understand their finances then that should mean they will likely be debt free eventually if they aren’t already or perhaps, they are learning to invest smarter. For some cases though apparently people were turning to AI because they were too embarrassed to talk to someone about their situation.
Maybe it’s bad purchases or making so little it feels shameful. I suppose it is like people who don’t want to go to a doctor because of an embarrassing mishap even if they need it. I know there are some podcasts where the host actually roasts the people in financial trouble as it seems like in a lot of those cases people just don’t take any real responsibility for their actions.
Currently I think AI is a good starting point for most types of topics in general. But you should still try and verify it with an actual human. There are just too many instances of AI hallucination as an example and you don’t want to lose your lifesavings over it.