Well, it looks like today I have signed up for a Visa credit card. Why did I do that? In general I would prefer to just use one credit card as the Mastercard has served me well. It just seems like a lot of merchants are only accepting Visa and at the same time I see so many perks that you can get from vendors from using this card too. Sure doesn’t help that during the Olympics time here they are like a sponsor meaning you must use their card.

I guess having a very good credit history helps as I was simply pre-approved and got to choose the credit limit that I wanted. I chose the o fee cashback option with this one too and the funny thing is there is actually a fee if you don’t use it for a whole year. Something like $7 a year if you don’t make one transaction. First time I heard of that.

I think I will still use the Mastercard more. But, I guess this at least gives me the ability to be more prepared for purchases as I always try to avoid using cash.

Well look what I got in the mail today. It was the $100 climate action dividend credit that I talked about awhile ago. This was the cheque which also came with some information about the payment in general:

As well, inside the envelope was this small brochure that talked about various ways on the thing you can do to be more environmentally friendly as well as saving money as seen here:

Not really sure what I would do with this though honestly as to me this money helps to raise awareness as oppose to convincing people to spend it as intended I’d say. I think I will just throw it into the journey fund. I guess I will label payments like these as free money and credits.

Stock Investment: $800
Web Publishing: $444.57
Million Dollar Term: $100
Affiliate Sales: $91.01
Free Money and Credits: $100

Total: $1535.58