Sharing Daily Discoveries About Personal Finance And Business Topics

The Price Limit For Saving A Pet

financial literacy

Today I was told that there was this family pet dog that apparently has cancer of some sort and if it didn’t get a surgery soon the family would have to put it down. However, the surgery to help save it will cost well over $1000 and so with that thought they were thinking of putting it down still.

That’s actually a common dilemma I often hear too. I guess the situation really depends on whether a pet to someone is more like a member of the family or an additional household acquaintance. Some may argue for example that when it comes to pets you can quickly get attached to a new one which would usually be less expensive than paying surgery costs.

I think $2000 would sound like a threshold limit as $1000 sounds like it can be fairly common to raise. Guess some people are going to stick with goldfishes.

3 Comments to The Price Limit For Saving A Pet

  • For people whose animal companions are their lifeline, the situation can come down to whether they’ve enough left not just for the animal’s welfare but for their own. Then the choice is none at all. For its own sake, the animal must go to the SPCA so that it can get the care that it needs and deserves. In the meantime, the human loses what may have been the only connection she had to another living being. Which means her own life could be at risk.

    A case in point. I’ve disabilities which severely limit the kind of work I can do. Ergo, I eke out a tiny income through self-employment. It averages $8,000 annually. Recent vet bills came to a total of $240 – three percent of my income. That’s a tremendous hit and has meant reducing by $20 a month – or 30 percent – an already miniscule food budget.

    Chrystal ocean 2/26/2009 7:06 am
  • That is a pretty frugal way of living I must say. I’m surprised that you have opted to have a pet as the food bill and all must be even more challenging with that situation let alone a vet bill.

    Alan Yu 2/26/2009 7:58 pm
  • Nothing is cut and dried in situations like these. I rescued my cat 8-1/2 years ago, when she was a kitten and when times were better.

    Beware of judging people’s decisions when you don’t know all the facts.

    In my previous post I mentioned that for some people their animal companions are “their lifeline.” If, for reasons of disability, location, etc. one is isolated, an animal companion can be the only living being left to help you retain your humanity and, frankly, to prevent suicide. An animal companion needs to be cared for and loved, and it loves back.

    So people on very low income in this position face a Catch-22 situation when confronted with vet bills. 1. They spend whatever is needed to maintain the health of their animal companion. This inevitably means spending less on themselves for food, medical, etc. (Dental is completely out.) Thus their own physical health deteriorates. Or, 2. They take their animal companion to the SPCA and thus face deteriorating mental health and subsequent suicide.

    That’s the reality. Through work I did with low income people, I came across far too many in situations like this.

    Chrystal ocean 2/27/2009 7:50 am

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