Financial Management

Financial Management
Financial Management

Using Other People’s Established Rates

Yesterday I was talking to an old friend and one of the topics was how he was buying a condo with the intent of buying a house down the road. That brought up the topic about the monthly rates he would have to pay to the bank when it comes to borrowing money and as

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Financial Management

If You Had No Credit Today

One remark that I have been hearing a lot lately is how people feel they have been mislead in life to borrow various forms of credit to purchase items and as a result they are in thousands of dollars of debt which seems impossible to pay off. Even on a business side, so many people

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Financial Management

Paying Extra For Pre-Packaged Meals

There seems to be a lot more companies that specialize in offering people the option of going into the store and purchasing fresh meat or grocery items that have been all prepared for you to simply take home and cook yourself. Essentially, this is suppose to cater to busy people who at the same time

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Financial Management

Spending All of Your Investment Gains Mentality

I was told of an interesting scenario today where a person originally invested in a condo a few years back and just recently decided to sell it. Turns out, he was able to get almost one million dollars for it. As a result, he then decided to use that money to buy a house worth

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Financial Management

Youth Perspective of Spending Money

Yesterday I was told about my two younger cousins when it came to money and it was kind of funny as the two of them were brothers and yet when it came to money they both were polar opposites. One of them seems to be more about having the latest and greatest as he was

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Financial Management

The Different Times Justification

Recently I saw a person who mentioned that times today are so much harder than say 20-30 years ago during his parent’s time in terms of the ability to become financially independent. Factors range such as the rising price of standard living expenses and how the dollar can’t buy as much these days. I personally

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