A person was telling me the other day that he has a pretty structured financial management plan as he always divides his funds appropriately. On top of that, he mentioned that for certain funds such as ones set aside for entertainment purposes he would force himself to spend it one way or another even if
I was reading the news on how in 2009 anyone 18 years or older can place up to $5000 annually into what is being dubbed as a Tax Free Savings Account (TFSA) here in Canada. From what I gathered, you can essentially earn and withdraw money from these accounts without any worry of being taxed.
I have been getting some unexpected amount of money as a result of Chinese New Years and it got me thinking on how I usually treat these types of funds as invisible for the most part. What I mean by that is that I personally don’t consider it as reserved money to make planned purchases
I was reading an article today where various people were surveyed on how much money they believe that they would have to save in order to be able to retire comfortably and the figure was close to $1,000,000. Unless I read it wrong, from what I gathered that didn’t account the current assets that people
I thought this was kind of a funny situation. During the time when I changed my cell phone plan I started to tell people that I knew about it so that hopefully they can get something better than what they were currently paying as well. Just recently, my brother’s cell phone plan was expiring and
Today someone was telling me how she was irritated as she didn’t have a credit card and wanted to buy a product she saw on one of those shopping channels. Now they do accept checks as well, but she mentioned how she hated that as the bank charged her about $2 for every check that