finance

finance
Financial Management

Thinking Debt Is Normal Based On Statistics

There were quite a few reports about this Equifax case study lately that evaluates how much consumer debt people in Canada have. You can read the report at http://www.equifax.com/international/canada/documents/Equifax_Canadian_Consumer_Credit_Trends_Q3_2014.pdf From what I gather it is emphasizing how consumer debt has grown up to a new record of $1.5 Trillion. The interesting thing I noticed was

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Financial Management

Cheating Yourself Out of Financial Management Skills

So there was news here today that the local transportation system here called Translink is essentially going to ask the people on how it should raise more money for the system. From what I read, the main options are to either increase taxes to the public in general or a carbon tax to people who

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Financial Management

Wikipedia Asking For Funds And Balance Sheet

Upon visiting Wikipedia today there were messages across the site asking for donations to keep it free. As you can see, you end up getting this message on every page: For curiosity I decided to look at the organization’s balance sheet as you can see here: Unless I am reading this wrong this states that

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General Thoughts and Fun Topics

A Snake Plant Instead of An Air Filter

Surprisingly I didn’t really see any Earth shattering Cyber Monday deals today. What did happen though was that I saw some air purifiers on sale but I didn’t really have a need for one since I already have a decent one. One thing led to another and that made me read about how some people

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Financial Management

Moving Closer To Your Place of Work

Would you actually think of literally moving your place of resident to somewhere closer to your workplace as a way to save money? Example, imagine you rent an apartment and it takes you an hour to get to work. Would you actually think of relocating to save transportation expenses? While obviously there are a lot

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General Thoughts and Fun Topics

If You Saw Friends or Family Losing Money For Love

Imagine if you saw a scenario where a person you knew all of a sudden was in a relationship with a person where he began to spend a lot of money on them to the point where they were sacrificing retirement funds. We aren’t talking about small lavish gifts here but rather things like a

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