Normally I would have received my monthly credit card bill by now and would be prompt to pay off the full balance as usual. However, I noticed that for some reason I did not receive one. I knew it wasnâ€™t going to be that big initially and figured it would be a fast fund transfer from one account to another.
Out of curiosity, I decided to check the account balance online instead. Interesting enough, I noticed that for this billing period I ended up having a surplus of $47.09 worth of credit on the card as you can see here:
Upon investigating it seemed like a merchant that I purchased some services from credited me back some funds. It actually looked fine to me initially though as I was charged what I was quoted. Maybe the person gave me the wrong quote and so the company just took initiative to credit me back.
Since there was one big purchase that was for someone else during last month I pre-paid a big portion of the balance ahead of time which also factored in. So now I have a credit card company that owes me money too. This must be a chase after debt owers year for me. Kind of interesting though since itâ€™s usually the other way around as I mentioned before when it comes to these types of bills for most people.
Can you imagine if I was able to charge the credit card company interest for that surplus credit on the account like how they charge interest to people who owe them an unpaid monthly balance? That would be funny. 😀