It’s not uncommon for people to have multiple savings accounts where each one is designated for a certain purpose. For example, one account for expenses, leisure activities and so fourth. When I think about it though, you are losing money this way ij a lot of cases by simply not dumping all the funds into one account. In most cases, you earn more interest from a savings account when you have more funds in it. So breaking it up for the sheer sake of organization should make you think twice.
Even for myself, I use other ways to keep track of my budgeting such as using an accounting software. Even something as simple as my credit card statements are a great way to keep my spending in check as nowadays you can easily access your purchase history instantly online. With things like these, having all the funds in one account and withdrawing them accordingly just seems like the more logical thing to do in order to earn more interest.
Of course, this is not applicable to specialized accounts where you are required to lock your funds in order to receive your benefits. But there really is no need to separate your general savings account I say. Some may say they just aren’t disciplined enough to say not spend the grocery funds in some kind of entertainment activity and so they need to separate it like this. However, I find having any kind of say spreadsheet or accounting number where you can visually see your funds going in and out provides you with the necessary motivation to be responsible with it.
Plus when you tend to have large numbers in a savings account, you tend to be more sensitive in not wanting to irresponsibly spend it as you want it to go up and not down.