A person was telling me the other day that he has a pretty structured financial management plan as he always divides his funds appropriately. On top of that, he mentioned that for certain funds such as ones set aside for entertainment purposes he would force himself to spend it one way or another even if he didn’t feel like it.
He mentioned that this way he is making sure that he is constantly being active in life as oppose to always being tied down to work and money issues. I’ve seen quite a few people adopt this type of approach as well. I personally prefer to spend based in a non structured yet disciplined fashion. Would feel too much like a chore the other way for me I think.