{"id":9790,"date":"2018-01-03T22:42:39","date_gmt":"2018-01-04T06:42:39","guid":{"rendered":"http:\/\/al6400.com\/blog\/?p=9790"},"modified":"2018-01-04T03:44:02","modified_gmt":"2018-01-04T11:44:02","slug":"getting-pre-approved-line-credit-offers-thousands","status":"publish","type":"post","link":"https:\/\/www.al6400.com\/blog\/getting-pre-approved-line-credit-offers-thousands\/","title":{"rendered":"Getting Pre Approved Line of Credit Offers For Thousands"},"content":{"rendered":"

Today I got an interesting e-mail where the bank was telling me how I qualified for a $15,000 line of credit where the interest rate was 6.85%. I was immediately wondering at first why I would ever even use that and why offer it to me? That\u2019s considering how even with the credit card I never spend more than I actually have in the bank.<\/p>\n

\"\"<\/a><\/p>\n

While many people would probably look at that $15,000 digit my mind was immediately at that interest rate. I was just imagining if anyone ever used all $15,000 that is a heck of a lot of money to pay in interest afterwards. Obviously if people are lending you that much money then they should get a return of some sort. I definitely wasn\u2019t the right person for this offer though.<\/p>\n

Even with credit cards when people say I am pre-approved I always view it more as something that can cause more debt if you don\u2019t really need it so it\u2019s better to not sign up.<\/p>\n","protected":false},"excerpt":{"rendered":"

Today I got an interesting e-mail where the bank was telling me how I qualified for a $15,000 line of credit where the interest rate was 6.85%. I was immediately wondering at first why I would ever even use that and why offer it to me? That\u2019s considering how even with the credit card I […]<\/p>\n","protected":false},"author":1,"featured_media":12165,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[5],"tags":[6925,21,6926],"class_list":["post-9790","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-management","tag-credit-offers","tag-money","tag-pre-approved"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/www.al6400.com\/blog\/wp-content\/uploads\/2014\/02\/9.jpg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p6VnHC-2xU","_links":{"self":[{"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/posts\/9790","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/comments?post=9790"}],"version-history":[{"count":1,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/posts\/9790\/revisions"}],"predecessor-version":[{"id":9792,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/posts\/9790\/revisions\/9792"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/media\/12165"}],"wp:attachment":[{"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/media?parent=9790"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/categories?post=9790"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/tags?post=9790"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}