![\"interstcardoffer\"](\"http:\/\/al6400.com\/blog\/wp-content\/uploads\/2014\/07\/interstcardoffer.jpg\")
<\/p>\nSo I got this offer for a credit card today and by the sounds of it I was pre-approved for a $10,000 credit limit. What I found that was kind of amusing was the sales pitch as you can see here to justify the annual fee of the credit card:<\/p>\n
<\/p>\n
As stated here \u201cThe money saved on the interest charges easily covers the $29 annual fee.\u201d I think the answer to stuff like this should be \u201cno\u201d and \u201cno\u201d some more as in my view if you don\u2019t actually have enough cash to buy the item then you shouldn\u2019t be using a credit card. I suppose this is what people are taught to do with credit cards though where somehow paying interest fees on them is okay and normal.<\/p>\n
It did made me wonder why I got this offer though as I don\u2019t think I am a very profitable customer for the banks in this regards since I always pay my credit card statements in full. If anything, I use it to try and get all the benefits out of it that I can with money that I was going to spend anyways. Paying interest rates is not a good idea to use one.<\/p>\n","protected":false},"excerpt":{"rendered":"
So I got this offer for a credit card today and by the sounds of it I was pre-approved for a $10,000 credit limit. What I found that was kind of amusing was the sales pitch as you can see here to justify the annual fee of the credit card:<\/p>\n","protected":false},"author":1,"featured_media":11567,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[5],"tags":[5050,2474,199,1163,35,5954,839,5051],"class_list":["post-5812","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-management","tag-annual-fees","tag-cash","tag-credit-card","tag-fees","tag-finance","tag-financial-management","tag-interest-rates","tag-pre-approved-credit-cards"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/www.al6400.com\/blog\/wp-content\/uploads\/2020\/06\/turnout.jpg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p6VnHC-1vK","_links":{"self":[{"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/posts\/5812","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/comments?post=5812"}],"version-history":[{"count":3,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/posts\/5812\/revisions"}],"predecessor-version":[{"id":5816,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/posts\/5812\/revisions\/5816"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/media\/11567"}],"wp:attachment":[{"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/media?parent=5812"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/categories?post=5812"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/tags?post=5812"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}