{"id":3016,"date":"2011-06-11T23:34:17","date_gmt":"2011-06-12T07:34:17","guid":{"rendered":"http:\/\/al6400.com\/blog\/?p=3016"},"modified":"2011-06-12T04:34:42","modified_gmt":"2011-06-12T12:34:42","slug":"checking-credit-reports-manually","status":"publish","type":"post","link":"https:\/\/www.al6400.com\/blog\/checking-credit-reports-manually\/","title":{"rendered":"Checking Credit Reports Manually"},"content":{"rendered":"<p>Kind of a scary story that my friend told me the other day.  Essentially, she is very frugal and responsible with her money and has a very good credit score.  She took the extra initiative to be even safer where she enrolled into a monthly credit alert service where if anyone tries to open an account under her name that she would get notified immediately.  I suppose you can say you are paying for a peace of mind.<\/p>\n<p>Sadly enough, just recently she was looking at her charges on a credit card and there were strange purchases that she never made.  Afterwards, she checked her credit report too and it dropped dramatically.  It appeared that a person was using her name and good credit history to take out a loan of sort.  Her immediate reaction was how useless that monthly service was.<\/p>\n<p>For myself I never enroll into these kinds of monthly alert services as I just feel it will make me lazy in not staying on top of things.  It might seem like only say $9 a month, but for something that may only take me a few seconds I would rather just save the $9 or so.  As well, I guess like in this situation you can\u2019t just assume it is a set it and forget type of situation completely.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kind of a scary story that my friend told me the other day. Essentially, she is very frugal and responsible with her money and has a very good credit score. She took the extra initiative to be even safer where she enrolled into a monthly credit alert service where if anyone tries to open an [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":12165,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[5],"tags":[3094,1501,2855],"class_list":["post-3016","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-management","tag-alerts","tag-credit-report","tag-monthly-fees"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/www.al6400.com\/blog\/wp-content\/uploads\/2014\/02\/9.jpg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p6VnHC-ME","_links":{"self":[{"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/posts\/3016","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/comments?post=3016"}],"version-history":[{"count":1,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/posts\/3016\/revisions"}],"predecessor-version":[{"id":3017,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/posts\/3016\/revisions\/3017"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/media\/12165"}],"wp:attachment":[{"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/media?parent=3016"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/categories?post=3016"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.al6400.com\/blog\/wp-json\/wp\/v2\/tags?post=3016"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}