credit card
Business

The Fight Between Walmart And Visa

I was reading a bunch of articles recently on how Walmart here in Canada is apparently going to stop accepting Visa as a form of payment for its stores. The first thing that came to my mind is how Visa is probably going to lose a ton of revenue over this. They even created a

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Financial Management

Wait For A Refund or Do A Chargeback

It’s been almost two week since I requested a refund for the activity that ended up not operating as intended. I did request for a refund and all which seemed to go okay as the organization mentioned they will be fully willing to do so. Now usually when you have a dispute you simply don’t

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Financial Management

Choosing The Right Form of Payment This Holiday To Save Money While Shopping

This year I have noticed that more merchants have been encouraging people to use specific forms of payment where they offer customers discount as a result. For example, today I was look at the ToysRUs site where you are immediately plastered with this ad on how you can save 15% on your total order by

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General Thoughts and Fun Topics

Are You Ready To Move To Mobile Payments?

I was watching some videos today where it tried to compare how using your smartphone as a way for using your credit card for traditional retails stores are safer than just using the regular plastic cards. From what I understood, simply swiping the credit card at a terminal means the merchant will have your number

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Financial Management

Is There Ever Any Point In Using A Debit Card Over A Credit Card Online?

I was thinking about his topic today when it comes to making payments online for goods and services. While most places offer the ability for you to use a credit card, some merchants offer the ability to do debit transactions. I know from a business point of view it is way cheaper to use that

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Financial Management

Spending Before You Get Paid

The other day I was talking to a person who had to work some extreme overtime on his job. As a result, he was expecting some massive overtime pay which indeed was pretty substantial. The interesting thing I thought was that he pretty much already spent the funds in anticipation of receiving it by making

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