credit card
Financial Management

Losing Money By Paying With Cash

It’s no surprise for myself that I have often said that if you can use your credit card to make everyday purchases while paying the whole monthly bill at once you should because most credit cards give you some kind of reward for using the card. A lot of financial advice I often hear though […]

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Business

Method of Payments Can Be Costing You Business

Today while going to this Jugo Juice store I noticed that there was a sign that said cash only. This was odd as this was a fairly established business and usually only smaller companies do this. As it turned out their terminals were down. While I rarely spend cash I did so as I was […]

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Financial Management

Taking More Pre-Approved Credit or Not For Credit Score

Today as I was doing my regular banking I got a message saying that I was given an offer that per-approved my credit limit by another $8000 or so. At first I was thinking why in the world would I ever need this much credit? I usually just use it for everyday items such as […]

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Financial Management

Paying Off Large Credit Card Charges Immediately

While for myself I have always had the habit of fully paying the credit card this month I have been making a ton of purchases because of the holidays. While that isn’t an issue as I always only charge what I can actually afford I usually just pay everything off at the end of the […]

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Financial Management

Carrying Around So Much Cash Just In Case

Today I brought my grandfather to the bank as he wanted to take some money out. It sounded like he wanted to take out like $300 as well which made me naturally ask why he needed so much cash. He basically just said it was just in case he needed it. I mentioned how it […]

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Financial Management

Is Paying The Minimum On A Credit Card Bad

With the shopping season well under way a ton of people are spending more money than they have on their credit cards as a way to get those gifts that they can’t really afford. The usually mindset for this I find is that people factor in the income they make and how they only have […]

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