credit card
Financial Management

Minimizing The Amount of Bank Transactions And Fees

While many banks offer no fee accounts nowadays, the majority of banks still charge some kind of fee to do business with them. In a lot of cases too, when it comes to paying the bill a lot of people still bring the bills to the bank and pay each one individually. What I noticed […]

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Business

Those Very Cheap Free Item Incentives

A person was telling me how he just signed up for this in-store credit card and how he got such an awesome deal. Basically, anyone who signed up got this free small portable radio player of some sort that was the size of a cell phone it seemed. To him he basically got like $30 […]

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General Thoughts and Fun Topics

Your Credit Worthiness Based On Your Purchases

What a crazy story this was. I was just watching this clip about how some credit card companies and banks in the US are apparently keeping an eye on the type of things people use their credit cards for as a potential warning sign of the person having financial difficultly. For example, if the person […]

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Financial Management

Bill Payments After Your Credit Card Cut-Off Dates

Just a few days ago I started doing my monthly credit card charges to pay various vendors and as usual I try to take advantage of the monthly cut-off dates for transactions on my credit card to keep more money for myself such as earning more interest in a savings account. What I mean by […]

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Financial Management

Another Unexpected Credit Card Limit Increase

This happened at almost around the same time last year as the credit limit on my credit card was bumped up for some reason. Last year it went up by $2500 and just recently it looks like my limit was bumped up by about $3500 making my total limit for this credit card $11,700. I’m […]

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Financial Management

An Interesting Credit Card Payment Story

Today I was told about an incident where there was a person who did not pay his credit card bill on time and as a result he received a lot of interest penalty on it. The person then phoned in and questioned why it worked this way. The representative then explained how he has to […]

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