credit card
Financial Management

Crazy Credit Card And Line of Credit Interest Rates

When it comes to using a credit card you should always only spend what you can afford while paying off the balance in full each month. Otherwise, you pay some ridiculous interest rates that can leave some people in debt forever. Recently a bank has been offering me pre-approved line of credit with the pitch

Read More
Financial Management

Having To Redeem Credit Card Cashback Points

With the new year I was expecting my cashback bonuses from last year to be automatically applied into my credit card statement as that is how it is usually done. But in checking my statements this year it seemed to indicate I had a balance where it was just sitting there waiting to be redeemed.

Read More
Financial Management

Year End Credit Card Cashback Funds Usage

While paying off the credit card bill this month I noticed the one column that mentioned how much cashback rewards that I will currently be getting at the end of the year and it seems pretty decent at over $200. Budget wise I could literally buy a few months worth of groceries if I was

Read More
Business

Credit Card Surcharge Fees Coming For Mastercard And Visa

Normally you see a lot of smaller businesses charge people surcharge fees if the customer intends to use a credit card due to the added fees a merchant has to pay. Normally this would be against the terms of services for a lot of credit card providers. I guess starting tomorrow though it will now

Read More
Business

Trying To Implement Credit Card Surcharge Fees As A Big Company

It’s quite common for smaller companies to try and pass off its credit card transaction fees to the consumer even though a lot of credit card companies actually forbid that. However, usually they handle as mall amount of customers each day to the point where they are low profile and can get away with such

Read More
Financial Management

Spending When You Actually Have The Money In Your Bank

I thought this was kind of a risky way to manage money even though technically you should be okay. I was talking to a person who made a lot of money for a contract job recently where he wasn’t expecting the payment in about a month or so. However, despite this he decided to spend

Read More
Loading...