While in many ways this may sound like the worst idea when it comes to saving money, for a lot of things just buying what you need today as oppose to the value of your purchase can save you money in many ways.

For example, before I saw a 4 gig USB memory stick for about $26 with the 8 gig model costing about $47. So based on value the 8 gig model would have been the better purchase value wise if you think about it. Instead though, all I really needed was the 4 gig and so I decided to go with that one and for these items in particular I know that they drop like a rock.

Sure enough, just recently I saw the 8 gig model on sale for a price of about $18. So thinking about it, if I really wanted to I could now buy that model on top of having the one I already own for the same price I would have paid before if I bought the higher model.

That goes to show you that sometimes it’s not always about buying what gives you the best value necessarily to save money as just getting what you need is something to consider as well.

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Today I needed a portable hard drive in order to transfer some very large files and sure enough I never had the need to buy one before. As a result I had to go to a store and get one and it just felt like such a waste of money in many ways where I was buying the product mainly for a single purpose.

While I’m sure I can make use of it now, this is definitely something that I usually try to avoid as it can definitely become a habit where you are spending money everywhere and simply justifying that you needed it all the time. I usually try to see if I can borrow the item in question from others as even for myself I usually don’t mind lending others these types of items to help them save money.

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For a lot of things like a toothbrush they normally have these recommended amount of days where you should replace the product despite if you think you can get more out of it. I know most people usually never follow those either as a way to save money as they usually question whether or not that date is simply a way to get you to keep buying more faster.

I think for myself the only type of items that I pretty much do follow when it comes to expiry dates are for say certain food and beverage products that have a best before date. Then again, I guess that can be a little different as those are not a how many uses type of deal.

For wear and tear on a product I personally usually do just go based on what I see/feel as oppose to what the box says personally.

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I was at a coffee house mainly to just talk with a group of people about a project. One person wanted to get something to drink and so he did. I personally don’t drink coffee and wasn’t thirsty and so I didn’t buy anything. Another person at the table happened to have a similar mindset. He then brought up an interesting comment on how many times when he goes to places like these he simply buys stuff to be polite as to not make the other party feel uncomfortable. However, he doesn’t have to do that with people that he knows and saves money that way too.

That sometimes does rub people the wrong way where you say go to a coffee house and not order anything. For myself, I’ve never experienced any real problems though when I don’t order anything and the savings do add up. To me it’s almost like dining out too where whenever I can I usually avoid it as it is a money drainer. Unless I specifically planned to say not eat at home, then that is different.

I actually see people do their own things such as bring their own bottled water too just to break any uneasiness with others. That’s actually smarter I’d say as if the only reason you would be ordering something is to purely be polite then you might as well bring something with you to save money.

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There seems to be a lot more companies that specialize in offering people the option of going into the store and purchasing fresh meat or grocery items that have been all prepared for you to simply take home and cook yourself. Essentially, this is suppose to cater to busy people who at the same time do not want to dine out to prepare healthier meals themselves.

I was looking at the prices too and in many ways the price of the food was almost in line to going to a restaurant except in this case you would be cooking it yourself. Kind of reminds me of buying say pre-packages items or meal courses from the supermarket where you pay a premium price as a result of someone doing the preparation for you. Not only that, but considering you usually have to pay taxes too it makes it even more expensive.

I guess in that sense in is kind of counterproductive as if you are one of those people who thinks that time is money in many ways you are probably ending up at the same result. Although, I would be inclined to say that just taking the time and doing it yourself will save more money in the long run.

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