psychology

psychology
Financial Management

Always Having Funds In The Account When Money Goes Out

Today while at the supermarket I got another one of those great buy $50 worth of stuff and get $10 back in points as it is essentially 20% off anything. I just happened to have $50 worth of credits and so I decided to use up the points. Upon paying for the products the ashier

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Business

Focusing On The Gain or Loss

So I was looking at some statistics for one of my projects and funny enough the first thing I looked at was this part that talked about losses as I am always curious in seeing if I can get any useful data out of it. The funny thing is my mind immediately thinks that I

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Financial Management

Empowering A Child To Change Versus Saying They Are Poor

Today in the supermarket I heard this lady yelling across the store as it would appear she was telling her child to get back. The child ran to the toy section and was also shouting on how they did have this toy item at the store. Still talking very loudly the mother then said they

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General Thoughts and Fun Topics

Leaving The Store To Think About A Big Purchase

Recently I was in a cell phone store as I realized that I could get a discount on a new phone since my contract has expired. As a result, I asked an associate as to the type of phones that are available within my price range. There were some phones that looked interesting to me

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Business

Instant No If The Shipping Price Is More Than The Item

I was looking for a shoe mount for my camera today and my first thought was to browse around online to see what kind of deals there were. The prices weren’t too bad as it seemed like you could get one for about $2+ in most cases. However, what surprised me a lot was seeing

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Financial Management

Large Financial Safety Net Mentality

I was reading some articles today about how having a decent sized financial safety net can play a big psychological role in determining how well you manage money.  It’s like saying, if you had a safety net of $10,000 then you are apparently more likely to not want to splurge compared to if you had

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