Trying To Learn From A Government’s Budgeting Strategy

September 8th, 2014 by

So recently a person asked me to do some public research in regards to the BC teacher’s strike as there was this site called bcparentinfo.ca that was created as a way for the government to communicate to the public on what is going on with the labor dispute. What stood out to me was that apparently there was a $335,000 budget that was allocated for their online marketing efforts which really made me wonder.

I then tried to wrap my head around how they could spend that much money even if they tried considering it appeared that the site was actually using a lot of third party services such as a Godaddy shared hosting plan which isn’t exactly known to be like an enterprise solution for large corporations. It made me think of personal finance too and how funny enough you can probably learn to manage your finances better by figuring out how others can save money in their situations. We often do that for other aspects of our life to help us learn and so it makes you wonder why we don’t do that for finances too.

It almost makes me curious in wanting to see all the book records and financial transactions for this. Maybe I will if the person who I sent my findings to gets any additional information. Example, wouldn’t you react if a person mentioned they had money problems yet they were spending like $200 a month getting haircuts? Sometimes we need to see crazy spending habits like this from others in order to make sure we don’t do it ourselves.

Can’t Just Leave Money In A Bank Apparently

September 7th, 2014 by

This was a little surprising as I recently got a mail from one of the banks I have some savings fund in as they appeared to offer one of the better interest rates. With that in mind, my thought was to simply dump some funds in there and not touch it unless I really had to. So I was a little surprised where the letter was essentially saying it’s been awhile since there was any activity in the account and if I don’t reply by X amount of days they will simply freeze/close it.

That must be one inconvenience if someone truly did want to simply set it and forget it. At the same time, it makes me wonder if banks actually have a lot of unclaimed funds because of something like this. Upon further research, apparently this rule is true for investment plans here too like a tax-free savings account (TFSA). Kind of silly if I don’t say so myself and that’s not a detail I even thought about when choosing a bank. Live and learn.

Trying To Stack Coupons

September 6th, 2014 by

This was kind of fun as there was a site that released a bunch of coupons where it would appear that you could stack them.  As a result, the checkout displays a pretty hefty discount as you can see here:

 

couponshbc

Now I am pretty sure this is an oversight as stacking all these coupons result in like a 50% savings on virtually everything that you dump into the cart.  It does make me think of extreme couponing though where people do it at stores all the time.  The interesting thing is a lot of people don’t even think to do this even if there are no guidelines saying one per family or transaction as an example.  Doesn’t hurt to try.

Would You Buy This Vitamix 750 for $400

September 5th, 2014 by

One thing about being a bargain hunter and always wanting best deals is that it can be so tempting to jump on a deal when you see a crazy price. I am still in the market for a good blender but as usual I was waiting for sale. Then today I saw that there was a way to get this Vitamix 750 which normally costs about $700 for about $400 with a discount.

vitamix750

Generally speaking that is still a pretty hefty price for a blender I was thinking. But getting it for like $300 off? You can imagine the conflict here where in some ways I feel silly not to take advantage of it. I can see someone who was specifically looking this product would probably give me grief all day about it as they would have jumped on it in an instant. I’m almost inclined just to do it as there is an easy return policy. Just the irony at times where you do all this stuff to save money and you can end up paying more than you anticipated due to finding a crazy deal.

Expenses To Simply Chat With Friends

September 4th, 2014 by

Today while doing a job I just happened to bump into a friend who was passing by and we haven’t seen each other in a while. As a result, we decided to catch up a bit and went first went to get something to eat. After having a meal, we were just chatting away and it was pretty apparent that the waitress was trying to turn over the table as fast as possible. This then resulted in us going to a different place where my friend ordered a small dessert and we were able to sit and chat without any worries of time.

It made me think about the notion of having to pay money to just hang out with the people you know in a casual way can sure add up if it is constantly random like this. Then again, there isn’t really a way to plan for it ahead of time unless you have in-depth knowledge of the area to know the best places designed for people to socialize. The other funny way I was thinking was that if we kept in touch more often than we wouldn’t have been in this scenario. Simple as that huh?