March 4th, 2014 by Alan Yu
This e-mail kind of caught my attention at first since it used a well-known brand name. Of course, after reading it the mil seems clearly to be an attempt to get information out of people. I like how all the places they tell you to contact is overseas as well. That should usually be a dead giveaway where something isn’t right as you wold think companies would have someone local handle these things usually. Stay away from this if you get it.
From – Tue Mar 04 21:57:43 2014
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Date: Tue, 04 Mar 2014 21:26:37 -0500
From: COCA COLA
Subject: COCA COLA 2014 PROMOTION
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COCA COLA 2014 PROMOTION
This is to inform you that your email id has been selected for this 2014
Coca Cola promo award, The email ballot
systempromotion from our company here in Thailand (ASIA) with a cash
prize of1,000,000 Dollar.You are to contact your fiduciary agent for
therelease of your cash prize . Secret pin code D/M00147C.
CONTACT YOUR FIDUCIARY AGENT WITH THE
INFORMATION BELOW INCLUDING YOUR SECRET PIN CODE.
Name In Full:
Secret Pin code:
This details above you have to send to your
agent email id below.
Name: Dr Frank Johnson
Note: Do not reply to this e-mail, Send an e-mail to your claims officer
with the contact details above.
Mrs Ashley Powel
Congratulation once again from Coca Cola promo board
March 3rd, 2014 by Alan Yu
I had a little side project going for awhile but of course time is always an issue. As a result I have often put it aside. Not too long ago I decided to simply work on one thing a day for that project as a way to at least do something. Looking at it today, it’s almost done. To think if I would only work on it if I dedicated full days to it the thing probably would be in an idea phase still.
That kind of reminds me how people say an idea is just an idea until you do something with it. At the same time, many times just doing something is better than nothing. I find that towards the end I find time to finish it too as seeing it slowly progress is nice motivation to want to finish an item where you don’t really get to see the real results until everything is done.
I know some other methods that people use are with the help of another person to essentially nag or keep you accountable to get your side projects going. I never found this working as well for me personally as I find that I simply need to take baby steps if time is an issue. The sooner you walk the closer you get to the finish line.
March 2nd, 2014 by Alan Yu
I don’t usually do this very often but today I ended up spending an entire cheque from one source in a day as I decided to invest in some resources to increase my productivity for a project. While it in no way puts me in any financial danger or anything I usually don’t like doing this as I feel it makes it more likely you will become a pay cheque to pay cheque type of person.
Usually the way I discipline myself is that I save up my income and if I am interested in buying something that costs a lot I wait until I save about three times as much as the cost of the item before considering it. That way when I make the purchase there is no way it will create financial stress and at the same time it gives me a grace period to really think if I need it or if there is something better.
In most cases too it’s usually a want as oppose to a mandatory need. In this scenario though for me it simply came down to the time factor where if time equals money then technically I should be saving/making more this way with the investment. Can’t do this too much though.
March 1st, 2014 by Alan Yu
This was kind of an interesting thought I heard where it was suggested that if you want to save money you should start spending cash because the sheer notion of you visibly seeing your money being given to someone else hurts and so you will be less inclined to do it unless it is something really important. For example, seeing yourself give a restaurant $100 for some kind of meal.
Kind of funny but true in many ways I think. I know for myself I usually use a credit card whenever I can and since I constantly monitor the billing on it I get a constant reminder of the money that is going to be taken out of my savings to pay for it. So in many ways that does help me in terms of developing the mentality to try and make as many financially savvy purchases as possible. I think that is better too where I pay everything at the end of the month where seeing myself transfer all the funds in one go really puts it in perspective if I spent too much or not. Sometimes you just need to see those big numbers for it to get it through to you.
February 28th, 2014 by Alan Yu
So today the kettle had its last ride as it doesn’t seem to want to boil water anymore. So of course that means time to shop for a new one. One thing I was debating though when I go shopping tomorrow is should I simply buy the cheapest one I could find until something better comes along or should I simply use other means of boiling water and for the time being while doing extensive research to get the best replacement?
I am honestly leaning towards buying the cheapest item first and then buying a better one down the road once I see a better deal even though this may not be the most financially savvy option. My main reason for thinking that is the time convenience that I am saving as opposed to not having one at all. So in that case it’s the mentality of time is money as well. I wouldn’t do this if it was a larger purchase like if say the refrigerator broke down. For that I want to make sure what I am buying is the final purchase for a long time.