I thought this was kind of a funny situation. During the time when I changed my cell phone plan I started to tell people that I knew about it so that hopefully they can get something better than what they were currently paying as well.

Just recently, my brother’s cell phone plan was expiring and he wanted to get a similar plan that I had. He had everything planned it seemed as he didn’t want to misquote anything to risk the possibility of not getting the best deal. I did mention beforehand though that you generally don’t need to try too hard as most of the time companies try to give you the best offer.

Sure enough, when he phoned in the person was willing to give him a good deal without much fuss. It actually kept going as my brother simply asked how much more the person could do for him and the person genuinely tried to do as much within reason. Basically, the situation was like going into battle with all this heavy artillery only to find out your opponent is like a hamster of some sort.

Many times too, it’s more about who you are talking to rather than how much details and information you could provide someone in terms of getting better offers. So there isn’t usually a need to try too hard if you are trying to get better plans/rates.

For blog updates subscribe to our RSS feed.

Today someone was telling me how she was irritated as she didn’t have a credit card and wanted to buy a product she saw on one of those shopping channels. Now they do accept checks as well, but she mentioned how she hated that as the bank charged her about $2 for every check that is used.

I just gave her that puzzled look as that sounded ridiculously high and not typical compared to most banks nowadays unless you were using something such as a certified check. She mentioned how the bank told her that was the best plan to be on. Sure enough, she just went online to see the different plans available to her and realized that she could save a bundle.

I know credit union banks usually have the less fees from what I have seen. I usually opt for one of those keep an X amount of funds to waive all fees accounts, so it is usually not an issue. Always check if there are better plans available as competition usually forces any company to have competitive options compared to the rest.

For blog updates subscribe to our RSS feed.

With so many people constantly looking for quick ways to make money, it’s no wonder that so many people get suckered into releasing details such as their bank account information as a result of promises that easy money will be coming their way once they do so. Just recently, I got this e-mail that tried to label itself as some kind of high paying job offer at first which stated the following:

Subject: JOB $2100/WEEK - CANADIANS NEEDED!
Message-id: <000501c8698e$cdfa61f0$e5ec59e4@gvyr.ohq>
MIME-version: 1.0
X-MIMEOLE: Produced By Microsoft MimeOLE V5.50.4131.1600
X-Mailer: Microsoft Outlook Express 5.50.4131.1600
Content-type: text/plain; format=flowed; charset=Windows-1252;
reply-type=original
Content-transfer-encoding: 7bit
X-Priority: 3
X-MSMail-priority: Normal

We are currently recruiting a CASH REPRESENTATIVE to work for the company as our agent/book keeper who will be handling our logistics in Canada.

This is in view of our not having a branch office presently in Canada. You do not need to have an office and you will have a free time doing your permanent job, you will also secure a good income during the process. You will be entitled to 10% of whatever amount you received from customers on behalf of the company.

*The average MONTHLY INCOME is about $6000!
*There will be no financial obligation from you.
*This job takes only 1-3 hours per day.

If you are interested on a possible collaboration get back to me at

Thank you.

Of course I knew it had to be shady in some way. Now the thing with this one was that it linked to a forum where the person was pretty blunt about what you needed to do and stated the following:

OK! I’ll get right to the point. I have large amount of funds on numerous bank accounts which needs to be laundered. I need your help to do that. You’ll get 10% of each transaction coming into your bank account.

I can provide transaction of up to $5000.

You receive transfer into your bank account -> withdraw cash ->
take your 10% -> send the rest to me (by western union)

It’s a good and legal way of making money.

Earning:
It’s recommended not to transfer more than $5,000 to each account.
Let’s say You have received $5000, to your account.
10% of $5,000 = $500 goes to your pocket.

Beginners for their first transfer will not receive more than $1000. After they’ve received $1000 and send 90% of that money to reviewed supplier, they’ll be granted a status of reviewed receiver and will be trusted with transfers of $5000 at once.

Requirements: You need to have at least one account in one of the banks in Canada, Australia, New Zealand or the United States.

To start, register and send me an email

You can also view our forum for more information.

You’d think all warning bells would go off as basic common sense, but shockingly people were actually asking for more information and instructions as seen in this screenshot:

In general, a person that wants to launder money wants to hide something, so why would you want to get yourself involved in it? Don’t get lured into these predicaments and at the same time it shows that although it might be obvious for a lot of us, awareness is still needed from time to time to help others from making impulsive decisions.

For blog updates subscribe to our RSS feed.

I’ve been wanting to do this for the journey and will slowly do so as I am currently tinkering with different tools and vendors that I think will be perfect. As you may have noticed, I currently have contextual advertising in place mainly from Google at this point, which will be replaced with the Forbes ads, where income is generated from displaying advertisements.

Affiliate sales marketing revolves around generating a purchase or subscription for a particular vendor who then provides you with a commission for doing so. Usually when a site becomes more popular, affiliate sales are often a better source of revenue. Of course, a key factor is to find programs and offers that your audience would find beneficial.

As a result, I will also label income derived from this as “Affiliate Sales” during my progress updates which should provide some interesting analysis.

For blog updates subscribe to our RSS feed.

I don’t know if you could classify this episode as a showmanship of business tactics as it seemed more like a domestic dispute of some sort. Donald trump decided that he wanted to mix the teams up in order to even out the playing field since Empresario was getting clobbered still. Although, I think it was pretty apparent that it was more likely done to create drama for ratings. The new teams were as follows:

Team Hydra:

Lennox Lewis
Piers Morgan
Carol Alt
Omarosa

Team Empresario:

Stephen Baldwin
Tito Ortiz
Trace Adkins
Marilu Henner

The task this time was to run a horse carriage operation and to raise as much money as possible with the team raising the most money would win. The project manager for Hydra was Piers Morgan and for Empresario it was Trace Adkins. For the most part, both teams had the same strategy which was to contact their big list of wealthy friends to donate a large sum of money for the service. The episode pretty much revolved around the chaos that arose as a result of Omarosa and Piers Morgan being on the same team as it was obvious that they despised each other.

Piers had an interesting direction where he decided that the people on his team will be judged by how much money each team member brought in themselves and that a commitment form would be created to re-affirm it. Of course, Omarosa isn’t exactly in the same status as the rest of them and as a result it seemed like she couldn’t get anyone. As a result, she became frustrated it seemed and even misspelled Piers’ name on the form that she created. Omarosa then became hysterical afterwards and Piers decided to fire her within 5 minutes into task.

This created pandemonium afterwards as Omarosa decided she wanted to create anarchy of some sort and to attack Piers in his personal life as a strategy to get him riled up. Pretty dirty tactics I must say. Here are some clips of this:

It makes me wonder too why someone would use tactics like that especially in this scenario where your actions will be publicly archived for scrutiny. I guess you truly can’t hide your character when it comes down to it. It seemed like Empresario was doing better as everyone got along and their carriages were constantly on the move. Before the winner was announced, Piers made a comment that despite the outcome either Omarosa goes or he does.

In the end, Empresario made $29,673 and Hydra raised $35,184 which was unexpected with all the circumstances. Trump also mentioned that Omarosa would be on the other team from now on as well. Donald Trump had a very difficult time deciding on who should be fired as the team did very well and got along with each other with no complaints. As a result, for the first time he decided to fire no one.

If this was based on overall performance and past issues I would of probably chosen Baldwin if you had to choose one person from the team. But wow, this episode sure showed how dirty and disgusting some people can be (It happens). I’ve always found that the best way to counter people who try to take things to a personal level to try and throw you off your game is with good old facts and encouraging self realization to the person in question.

For example, if I was in that situation I would have probably kept asking Omarosa if she thinks her charity would be proud to take money from her if she happens to raise any considering the type of tactics she was using. Kind of reminds of the time where she apparently got some kind of endorsement contract for a commercial and a large amount of people sent in letters saying they will never use the product again if they saw her name/face attached to it.

I’m sure attacking others in that way will give you satisfaction during the heat of the moment, but you have to keep in mind that it will then be out on your shoulder for people to see for a very long time if not forever afterwards.

For blog updates subscribe to our RSS feed.