A conversation came up recently in regards to the amount of credit cards that one has and what is considered as too much. The person I was talking to actually worked in a credit approval department and the most he has seen is a person with about fifteen different credit cards. He then commented how he couldn’t understand how someone could manage that many cards let alone the fact that having so many cards will decrease your likelihood in being able to apply for credit for other things.

I personally think three should be the limit with two being ideal incase a certain place only accepts a specific type of credit card. I can only imagine how bulk one’s wallet must be if someone tried to fit fifteen credit cards in it.

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This week I was informed about an auction that I may be interested in as a company had to clear out all of their old software and equipment. There were actually some software products that I was interested in.

Usually with software though, many times the license key won’t activate again once you have installed it on one computer. Considering this is an “as is” sale, I asked them to clarify whether or not they were sure that the product key would still be good. They kind of hesitated and just implied that it should. With that, I decided not to buy anything but rather attended it for experience as I never been to one before.

My first reaction was, why do they need to talk so fast in auctioning off a product? I guess I am too used to an online auction environment. I took a quick video as a sample for those who have never been to one:

A lot of products were being sold off for like $5 to $20 when a new copy of the product would normally be at least a few hundred dollars. Seems like a lot of people were buying items not because they needed it, but rather the announcer would mention the retail value of the product which then makes people feel kind of silly not to buy it. Was an interesting experience overall. I think an online auction is a better overall.

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I was watching a lot of reports today concerning black friday in the US. At the same time, with more video phones around in this day in age there were a lot of footages to show how crazy people can get over a sale. Some people even line up days before.

It’s just like boxing day here in Canada which I guess would be the equivalent of a black Friday in the US. It’s kind of interesting to see people pay others to lineup for them. A lot of people would say it is dumb to be lining up for hours to save some money as you could have been working that time to earn more. So, a lot of people now simply go through their regular routine and leverage their time by paying someone else to either line up or buy the item for them.

I’m surprised there isn’t some kind of company that has created a service for these types of demands. I personally never lined up for a sale but rather for a brand new product. Not sure that I would want to sit out in the cold for hours or say sleep out in a tent just to save a few bucks.

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I was reading an article today that talked about this pastry and how so many people are lining up early in the morning to buy it. Basically, it sounded like how people were going crazy over Krispy Kreme donuts before here. The article went on about how some people were willing to travel very far as well just to chow down on one. When you think about it, that is one expensive pastry one would be paying.

This article reminds me a lot when it comes to people’s hobbies and habits and the amount of money it costs to allow one to do so. I usually hear debates such as how some people think it is ridiculous to spend say $7 on a great drink that will last for maybe 2 minutes or some say it is such a waste of money to buy expensive things like a movie collection or video game.

In those cases, the debate is usually around how long you will actually use the product to classify something as being justifiable in spending money on it. For example, would you be able to justify paying $200 for a haircut knowing that it is great while at the same time realizing that it won’t last very long? I generally have a personal expectation myself in terms of the cost and result of something to justify spending money on it. It’s really interesting to see other people’s point scale systems too, so to speak.

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It’s been an interesting week so far in regards to deciding which cell phone plan that I should enroll with. I have been bouncing back and fourth from each carrier and it seems that each time the other is willing to offer something better.

I’m almost wondering if some of these offers are at a loss from a business point of view. The funny thing too is how I’m not aggressively seeking for these discounted deals. Feels more like a casual conversation with a person who then crunches some numbers to see what they can come up with in response to the other.

I generally find that is the best route to go with if you are trying to shop for the best deals too. Coming across as really aggressive usually makes the person want to do less for you in my opinion. Just ask and let them see what they can do for you.

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