Today I purchased a new compact refrigerator for the office as I thought it would make it better for everyone. I pretty much knew what I was going to buy ahead of time before I went into the store as I did my research days before. Upon entering the store and pretty much prepared to buy the item in question, one of the store’s employee approached me to see if I needed help.

The only real question I had was the shipping options as the item was semi big, but at the same time the office location was only about 4 blocks away and I couldn’t justify paying them $50 to ship it. Instead, they told me that they were willing to simply wheel it out to my location right at that moment with no charge. I was definitely impressed by the service. That placed me in a generous mood as in most types of stores like this the employees are often evaluated in some ways on how much they can sell and I even saw pamphlets everywhere for additional service add-ons. In these cases, I am personally more inclined to purchase something to help the person as long as the add-on truly adds some kind of value at a reasonable price.

To my surprise, the person never even offered or suggested any additional items or services to me. I was thinking how that was too bad as I would have probably purchased whatever it was that they recommended as they had my trust. In the end I felt like tipping the person $10 but knew that a lot of people could actually get in trouble taking tips. I know a lot of people would say that they hate it when they can’t just buy things without being offered additional things, but for me I know that people are simply doing their job and you never know if you may have missed something important.

Rejection can be a scary thing I suppose, but you never know if you don’t ask. This can definitely hold true especially if you are say trying to build up partnerships with people to grow your business in order to generate more revenue.

I was reading an article today that talked about the different ways that people have been able to manage a financially rewarding lifestyle. For one person he talked about how he was against borrowing money and when it came to him starting a business he did not rely on loans to get him going but rather he slowly generated revenue for his business which he would then re-invest back into his business. As a result, he created a multi-million dollar business.

I personally think this is one of the smarter and more logical things to do. Of course, there are a lot of people who believe otherwise as they say you should spend a lot of money at first to get things going as you need to spend money to make money. In my opinion, re-investing based on what you earn also kind of forces you to really be accountable and wise with your spending habits as well. That is the real value of it all as once you learn how to do that you should be able to manage your finances with ease.

Well this was kind of an interesting conversation that came up. I was talking to a person who was telling me about the structure in the company that he works for and he mentioned how virtually all of the people at the top, who of course make the most money, just happen to be very tall people. He then complained on how he believes that a person’s height plays a big role as to how much money you can make and how difficult it is for you to get the things you want professionally.

When I look back to the experiences that I have had thus far in my life, I guess in some ways that is true as a lot of the tall people that I know appear to excel a little faster compared to others when it came to say trying to get promoted within a company. Honestly though, I still think it is more about attitude. From what I see, a lot of people just seem to be more intimidated around people who are taller than them and a lot of people actually capitalize on that and use it to their advantage.

I’m personally about 5′7 which I don’t think is tall or short. I have seen situations though in a business and working environment where people who were taller than others would try to use their height as a way to belittle them as they are probably so used to doing that as a way to give them an edge. Those tactics personally don’t affect me and I can honestly say that I have never encountered a situation where a person’s height was the reason that they accomplished something over myself per say. That would be almost like saying how much hair a person has on their head plays a big role as well.

While I guess since for most people they are afraid of taller people, in that sense they are basically building the other person’s confidence such as when they talk people listen. That is one of the more true factors on why certain people say make more money or excel faster. In my opinion, there’s nothing stopping a shorter person from doing the same too. Just as an example, the shortest manager for a company that I have seen must have been around 3ft tall. A strong person is a strong person…………a smart person is a smart person.

Someone just recently told me that in order to save a lot of money one thing I must have is some kind of secret list of some sort where I can get everything that most people buy for way less and that I must have haggled companies somehow to get that benefit. In terms of having sources that is true as naturally I meet a lot of people in various industries. As for haggling though, that is the complete opposite of what I do.

From my experience, most people actually want to be able to give you a discount or a break in price. While a business obviously needs to remain financially solid, a big reason why people offer discounts is because they trust the person whom they are doing business with. I know most people do it the aggressive way such as say going up to a company and constantly comparing them to a competitor or implying that they won’t do business with them if they don’t receive a discount. I personally find that annoying myself and for most people I talk to it discourages them from wanting to do anything.

For myself, the bottom line is I do business with a company that I like first and foremost while genuinely being okay with what they offer. As time goes on, from my experience being a good customer makes them want to try and save me as much money as possible. Basically, I don’t even have to ask. As a result as well, people have confidence in introducing me to others as well who can help in a different way. I must admit, I’m the exact same way as well where I really want to help people that I trust and I feel kind of bad when I can’t.

By not expecting a discount and naturally building a genuine trust and relationship with others, I am fortunate to be able to have access to a lot of sources where I can get a lot of products and services for less. The funny thing is, many times when it comes to say a smaller business I tell people not to give me a discount as I know that they are making almost nothing out of it and I wouldn’t want to see them go bankrupt. I guess that “people do business with people” quote holds true for all of this as well too.

My friend recently mentioned to me on how he had no idea where all of his money was going to every month as it seems like he doesn’t really make that many big purchases and yet at the end of the month it’s almost like he has nothing left. The first thing I told him to do was to look at his credit card bill as it is usually a good way to see what your spending habits are.

Aside from things like the credit card insurance, which I personally think is a waste of money, it was interesting to see that he had memberships to places that he rarely goes to such as to certain gyms to justify the cost in keeping it. One membership alone looked like it was costing him almost $70 a month. I guess this can go into other things for people such as subscriptions to magazines that they never read anymore.

For myself, all of my memberships are a yearly deal which makes it a bigger upfront purchase and I guess that helps to enforce it upon myself that if I am going to pay that much money for something that I better be using it enough to warrant it. Like with that $70 example with my friend, I’m sure looking at it as an $840/year membership can put an entirely different perspective on things. Lose it if you aren’t going to use it I guess.